The UAE Golden Visa has become one of the most attractive long-term residency options for investors. One of the easiest and most popular ways to qualify is through real estate investment. Here is a complete guide answering every important question.
1. Can real estate investors get a Golden Visa in the UAE?
Yes. The UAE offers a 10-year Golden Visa to individuals who invest in real estate worth AED 2 million or more. This makes property investment one of the most straightforward routes to long-term residency.
2. What is the minimum property value required for the Golden Visa?
To qualify, you must invest in property (or combined properties) worth at least:
➡️ AED 2 million (approx. USD 545,000)
This can be:
- a single property
- multiple properties whose combined value reaches AED 2 million
- residential or commercial properties (depending on emirate rules)
3. Do off-plan properties qualify for the Golden Visa?
Yes, off-plan properties can qualify if:
- They are from government-approved / reputable developers
- The minimum value of AED 2 million is documented in the contract
- Payments meet the required threshold (typically 50% paid, depending on emirate rules)
- Dubai accepts off-plan investments for Golden Visa as long as the investor meets the financial eligibility.
4. Can I buy a mortgaged property and still get a Golden Visa?
Yes. Mortgaged properties qualify if the investor has paid off at least AED 2 million of the total property value.
Your bank must issue a No Objection Certificate (NOC) confirming this.
5. Does the Golden Visa apply only to freehold properties?
In Dubai and Abu Dhabi, Golden Visa eligibility is usually tied to freehold properties, because they offer full ownership.
However, some long-term leasehold properties (e.g., 99-year leases) may also qualify if their value meets requirements.
6. Can joint property ownership qualify?
Yes, if your personal share of the property is worth AED 2 million or more.
If two investors buy a property worth AED 4 million, each can apply for a Golden Visa individually.
7. What are the benefits of getting a Golden Visa through real estate?
Investors enjoy:
✔ 10-year renewable residency
✔ No requirement for a local sponsor
✔ Ability to live, work, and study freely
✔ Ability to sponsor spouse, children of any age, and household staff
✔ Extended stay outside UAE (no 6-month restriction)
✔ Long-term stability for business and family
8. Are there specific locations best for Golden Visa property investment?
Popular areas offering high rental returns + Golden Visa eligibility:
- Dubai: Dubai Marina, Downtown, Business Bay, JVC, Palm Jumeirah
- Abu Dhabi: Saadiyat Island, Al Reem Island, Yas Island
- Sharjah: Aljada (limited freehold zones)
- Ras Al Khaimah: Mina Al Arab, Al Marjan Island (fast-growing due to casino and tourism boom)
9. What documents are needed to apply for a Golden Visa as a property investor?
Typically:
- Title deed or Oqood (for off-plan)
- NOC from developer or bank (if mortgaged)
- Passport copy
- Emirates ID (if already a resident)
- Recent photographs
- Property valuation report (only if requested)
10. How long does the Golden Visa process take for property investors?
Processing is usually:
- 5–10 working days
- (Depending on emirate and completeness of documents)
11. Can I sell the property after getting the Golden Visa?
Yes, but:
- The visa may be cancelled if your investment falls below the AED 2 million requirement.
- You can reinvest in another qualifying property to maintain Golden Visa status.
12. Is the Golden Visa linked to rental income?
No.
The visa depends only on the property value, not rental returns or occupancy.
If you are also planning for invest in UAE Real Estate then your thing for Aldar Properties for Sale, it is one of the leading real estate in UAE with lot of options are prime locations.
